12 Federal Universities in Nigeria You Can Afford

Obtaining a reputable degree in Nigeria no longer requires a hefty financial commitment. Numerous federal universities nationwide provide excellent education at fees that are accessible to most families.

Being government-funded institutions, these universities offer significantly lower tuition compared to private counterparts. With annual fees generally ranging from ₦20,000 to ₦100,000, many Nigerian students can pursue higher education without excessive financial strain.

Below is a curated list of Nigeria’s most budget-friendly federal universities that maintain commendable academic quality alongside affordable tuition.

Top Affordable Federal Universities in Nigeria

Federal University of Kashere (FUKASHERE) – Akko LGA, Gombe State
Tuition: ₦36,000 – ₦41,000

Since its inception in 2011, FUKASHERE has built a reputation for academic discipline, consistent academic scheduling, and cost-effectiveness. Tuition fees are among the lowest nationwide, making it an attractive option for budget-conscious students.

The serene campus environment coupled with affordable living expenses in Gombe State creates an ideal setting for focused study without financial pressure. Although still developing its infrastructure, the university prioritizes student welfare and quality education.

Federal University Dutsin-Ma (FUDMA) – Dutsin-Ma LGA, Katsina State
Tuition: ₦33,000 – ₦45,000

Situated in northern Nigeria, FUDMA is recognized for its low tuition fees and dedication to research and community engagement. Since its establishment in 2011, it has invested in modern facilities and robust academic frameworks.

The relatively low cost of living in Katsina further enhances affordability, enabling students to maintain a comfortable lifestyle on a limited budget.

Federal University of Agriculture, Abeokuta (FUNAAB) – Abeokuta, Ogun State
Tuition: ₦32,000 – ₦50,000

FUNAAB stands out as a premier agricultural university offering affordable tuition fees. It provides diverse programs in agriculture, engineering, and environmental sciences, emphasizing practical learning through research farms and hands-on sessions.

Compared to Lagos, living costs in Abeokuta are significantly lower, making FUNAAB a strategic choice for students pursuing science and agriculture disciplines on a budget.

Ahmadu Bello University (ABU) – Zaria, Kaduna State
Tuition: ₦27,000 – ₦45,000

Established in 1962, ABU is one of Nigeria’s oldest and most esteemed universities. Despite its prestige, tuition remains affordable, ranging from ₦27,000 to ₦45,000 for most courses.

With extensive faculties, a vast alumni network, and rigorous academic standards, ABU offers excellent value. Professional courses such as medicine and engineering may incur slightly higher fees but still remain cost-effective.

University of Ilorin (UNILORIN) – Ilorin, Kwara State
Tuition: ₦22,000 – ₦25,000

UNILORIN is renowned for its uninterrupted academic calendar and strict discipline, contributing to timely graduations. Tuition fees here are among the nation’s lowest, making it highly accessible.

Students benefit from affordable accommodation, reasonable transport costs, and a tranquil environment, all of which help minimize overall expenses.

University of Ibadan (UI) – Ibadan, Oyo State
Tuition: ₦30,000 – ₦50,000

As Nigeria’s oldest university, UI combines historical prestige with affordability. Tuition varies by faculty but generally falls between ₦30,000 and ₦50,000.

UI’s strong academic culture, experienced faculty, and broad course offerings attract students nationwide. The moderate cost of living in Ibadan further supports budget management for students.

University of Calabar (UNICAL) – Calabar, Cross River State
Tuition: ₦30,000 – ₦61,000

UNICAL provides affordable education in a scenic and peaceful environment. Tuition fees depend on the faculty, ranging from ₦30,000 to ₦61,000. The university offers a variety of undergraduate and postgraduate programs and is known for its active student community.

While living costs in Calabar can fluctuate, UNICAL remains one of the most economical options for students in southern Nigeria.

Bayero University Kano (BUK) – Kano, Kano State
Tuition: ₦33,000 – ₦40,000

BUK is a leading northern university offering quality education at affordable rates. Tuition fees range from ₦33,000 to ₦40,000, complemented by Kano’s low living expenses.

With programs spanning sciences, arts, law, and medicine, BUK balances academic excellence with cost-effectiveness and a reliable academic calendar.

Federal University of Technology, Akure (FUTA) – Akure, Ondo State
Tuition: ₦50,000 – ₦60,000

FUTA is a premier institution for students passionate about science and technology. Its tuition fees, ranging from ₦50,000 to ₦60,000, reflect its advanced facilities and industry collaborations.

The university fosters innovation and entrepreneurship, equipping students with practical skills for careers in engineering and applied sciences.

Nnamdi Azikiwe University (UNIZIK) – Awka, Anambra State
Tuition: ₦20,100 – ₦80,900

Named after Nigeria’s first president, UNIZIK offers a broad spectrum of programs in arts, law, medicine, and sciences at competitive prices. Tuition varies widely depending on the course, from ₦20,100 to ₦80,900 per session.

Affordable accommodation and low living costs in Awka make UNIZIK an excellent choice for students seeking quality education without overspending.

Federal University Lafia (FULAFIA) – Lafia, Nasarawa State
Tuition: ₦45,000 – ₦50,000

Founded in 2010, FULAFIA is among Nigeria’s newer federal universities. Its tuition fees are modest, ranging from ₦45,000 to ₦50,000, making it accessible to many.

The university’s tranquil setting, affordable living expenses, and smaller class sizes provide an environment conducive to focused learning. Continuous infrastructure development enhances its appeal.

Federal University Gashua (FUGASHUA) – Gashua, Yobe State
Tuition: ₦25,000 – ₦34,000

FUGASHUA ranks among the most affordable federal universities, with tuition fees between ₦25,000 and ₦34,000. Established in 2013, it has maintained a consistent academic calendar and low costs.

The university offers programs in management, humanities, and social sciences. The low cost of living in Yobe State further enhances its affordability.

Key Insights on Federal Universities in Nigeria

Federal universities in Nigeria are funded and managed by the Federal Government, enabling them to charge significantly lower tuition fees compared to state and private institutions.

The government subsidizes most operational expenses, so students pay only a fraction of the actual cost of education.

On average, tuition fees range from ₦30,000 to ₦80,000 annually, varying by faculty and program. Science and professional courses typically incur higher fees due to specialized equipment and laboratory requirements.

Many federal universities also provide scholarships and financial aid based on merit, financial need, or sponsorships from governmental and private entities, further easing the financial burden on students.