In an effort to deepen digital access across the country, the Federal Government of Nigeria—through the Nigerian Consumer Credit Corporation (CREDICORP)—has introduced the C.L.I.C.K.D. Programme (Credit for Laptops, Internet, Connectivity, and Knowledge Digital Devices).
This initiative gives eligible Nigerians access to affordable consumer credit to purchase essential gadgets, including laptops, smartphones, and tablets, with loan amounts up to ₦1,000,000 depending on eligibility.
The program is open to a wide range of individuals across all 36 states and the Federal Capital Territory (FCT), including salaried workers, self-employed professionals, freelancers, business owners, students, job seekers, and NYSC members.
Step-by-Step Application Guide
If you need financing for a tech upgrade, follow these steps to register your interest through the official portal:
1. Visit the Official Portal
Head to the official C.L.I.C.K.D. portal at credicorp.ng/clickd and select the “I’m Interested” button to start your application.
2. Enter Personal & Employment Details
Fill in your basic information, including your state of residence and current employment status (e.g., salaried employee, freelancer, business owner, student, or corp member).
3. Share Income Information
Provide your approximate monthly income band (ranging from under ₦100,000 to over ₦1,000,000) to help evaluate your repayment capacity.
4. Indicate Any Digital Skill Training
If you are enrolled in or have completed a recognized tech training program (such as 3MTT, ALX, Andela Learning Community, AltSchool Africa, HNG, Learn2Earn, or Genesys Tech Hub), select it from the list.
5. Select Your Desired Device
Choose the specific gadget you intend to purchase:
Laptop
Smartphone
Tablet
Other digital equipment
6. Specify the Purpose
Indicate how the device will support your goals. You can pick multiple options, such as:
Remote work or freelancing
Learning, certifications, or schoolwork
Software development or content creation
Business expansion
7. Indicate How You Found the Scheme
Select where you first heard about the C.L.I.C.K.D. program (e.g., social media, 3MTT, news, word of mouth, or search engines).
